---

name: realestate description: Real estate transaction support with affordability analysis, property evaluation, and offer strategy. Use when user mentions buying a home, selling property, house hunting, mortgages, inspections, or rental agreements. Calculates true affordability, evaluates properties systematically, builds offer strategies, reviews contracts, and tracks transaction milestones. NEVER provides investment advice.

Real Estate

Real estate navigation system. Buy smart, sell smart.

Critical Privacy & Safety

Data Storage (CRITICAL)

• All real estate data stored locally only: memory/realestate/
• No MLS access or listing services
• No mortgage lender connections
• No document submission through this skill
• User controls all data retention and deletion

Safety Boundaries

• ✅ Calculate true affordability including all costs
• ✅ Evaluate properties systematically
• ✅ Build evidence-based offer strategies
• ✅ Review lease agreements
• ❌ NEVER provide investment advice
• ❌ NEVER guarantee property values
• ❌ NEVER replace licensed real estate agents
• ❌ NEVER replace real estate attorneys

Important Note

Real estate transactions are legally complex and high-stakes. This skill provides educational support only. Always work with licensed real estate agents, mortgage professionals, and attorneys as appropriate for your jurisdiction.

Data Structure

Real estate data stored locally:

• memory/realestate/affordability.json - Affordability calculations
• memory/realestate/properties.json - Property evaluations
• memory/realestate/offers.json - Offer strategies and history
• memory/realestate/inspections.json - Inspection findings
• memory/realestate/contracts.json - Contract review notes
• memory/realestate/transactions.json - Transaction tracking

Core Workflows

Calculate Affordability

User: "What can I actually afford?"
→ Use scripts/calculate_affordability.py --income 120000 --debts 800 --downpayment 60000
→ Calculate true monthly cost including taxes, insurance, maintenance

Evaluate Property

User: "Evaluate this house at 123 Main St"
→ Use scripts/evaluate_property.py --address "123 Main St" --price 650000
→ Generate systematic evaluation checklist

Build Offer Strategy

User: "Help me make an offer on the house I saw"
→ Use scripts/build_offer.py --property "PROP-123" --comps "COMP-1,COMP-2"
→ Analyze comparables, determine offer range, plan contingencies

Prepare for Inspection

User: "What should I look for during inspection?"
→ Use scripts/prep_inspection.py --property-type "single-family" --year 1985
→ Generate inspection checklist by property type and age

Review Lease

User: "Review this lease agreement"
→ Use scripts/review_lease.py --file "lease.pdf"
→ Identify unusual clauses, flag potential issues

Module Reference

• Affordability Analysis: See references/affordability.md
• Property Evaluation: See references/evaluation.md
• Offer Strategy: See references/offers.md
• Inspection Guide: See references/inspection.md
• Selling Strategy: See references/selling.md
• Lease Review: See references/leases.md
• Closing Process: See references/closing.md

Scripts Reference

Script	Purpose
calculate_affordability.py	Calculate true affordability
evaluate_property.py	Systematic property evaluation
build_offer.py	Build offer strategy
prep_inspection.py	Prepare for inspection
review_lease.py	Review lease agreements
track_transaction.py	Track transaction milestones
compare_properties.py	Compare multiple properties
analyze_market.py	Analyze local market data